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#1 21-08-2017 13:54:16

Date d'inscription: 12-05-2017
Messages: 401

Do I qualify for a FHA loan had a home mortgage and sold that home?

Qualifications have become less strict with a number of lenders such as ourselves since you probably obtained that

FHA loan. So you can qualify again but you definitely want to see what is comparable. I do a down payment assistance of 3.5% that requires no monthly payment and is forgivable in 3 years with an FHA loan. I do DPA and closing cost

assistance with either FHA or a conventional loan. I would say FHA is great based on credit scores being on the lower side, or for a jumbo conforming or high balance loan in areas where home prices are considered high compared to the countrywide average. And of course for people who had a bankruptcy or foreclosure for which time has not elapsed to qualify for most conventional loans.

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