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#1 06-02-2018 07:45:15

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The Differences Between Personal Credit And The D&B Paydex Business Credit Score The Differences Between Personal Credit And The D&B Paydex Business Credit Score October 3 Cheap Stephen Strasburg Jersey , 2013 | Author: Michael Sacks | Posted in Business
Dun & Bradstreet’s Paydex score is the main credit score used in the business world today.


This number assesses a business’ lending risk much the same way as a consumer credit score reflects a consumer’s individual credit risk. Paydex is essentially the business equivalent of your personal credit score even though it is calculated completely differently than the personal credit score utilized by the three personal credit reporting agencies.


Various vendors report to Dun and Bradstreet about how a firm paid its bills over the past year. This information as to how you pay your bills to suppliers and creditors within the agreed upon terms becomes a unique dollar weighted numerical indicator as is known as your Paydex Credit Score.


There are big differences from a business Paydex credit score and an individual FICO consumer credit score. Consumer FICO credit scores range from 350-850. The Paydex Score ranges from 0-100 with 100 being the highest score you can obtain. Most lenders and suppliers are looking for a score of 70 or higher. Having a score of 80 or above is very good.


Following is a Paydex score calculation breakdown:


Early payment before due date 100


Payment within discount period 90


Payment is prompt is a score of 80


Payment after 14 days from due date 70


Payment comes 21 days beyond terms is a score of 60


Thirty days beyond terms 50


Payment after 60 days from due date 40


Payment after 90 days from due date 30


Payment comes 120 days beyond terms is a score of 20


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If you own a business your Paydex score is essential in establishing new credit and continuing to build credit limits exceeding $100,000.


To begin Cheap Matt Wieters Jersey , business owners will first need to apply for a DUNS number with D&B and then it only takes sixty days to establish a positive Paydex credit score


After the nine digit number is assigned by D&B the business owner will need to locate vendors who will offer credit and then report that credit to Dun & Bradstreet.


A positive Paydex credit score is established once vendors report to D&B. To improve the score you will want to apply for more business credit and use it regularly. Be sure to make all payments early or discount to raise your score to 80 or higher.


You can easily and quickly establish a positive Paydex credit score. As you continue to pay your bills on a timely basis your scores will continue to rise giving you the ability to qualify for even more credit in your business name.


Michael Sacks is a recognized expert with nearly 30 years experience in financial services and banking. Through his company’s website you can receive a free e-book with details aboutestablishing business credit and obtaining funds for your business You will also learn how to avoid the 9 devastating finance mistakes business owners make.

The Nuts And Bolts Of Merchandising Medication Pills Via The Internet The Nuts And Bolts Of Merchandising Medication Pills Via The Internet July 10, 2013 | Author: Billy Maso | Posted in Business

We specialize in assisting online business owners with information they can use to improve their online marketplaces. For some free tips and suggestions on how to run a smooth and profitable operation continue reading below!


Make sure to only highlight one medication product at a time to customers. If you highlight too many medicine customers won’t know what to look at and feel overwhelmed. By highlighting a sole medication product you single it out with your undivided attention and really push the medication product.


It’s important that customers know exactly how long it will take for their deliveries to reach them. Putting charts on your website with different domestic and international shipping times and including tracking numbers will give customers an estimate. Try to keep domestic shipping to three business days.


Including as much information as possible for your medicine is beneficial not only to the customer but to you. It will save you time answering the same questions over and over again Cheap Jayson Werth Jersey , and the customer won’t have to wait an undetermined amount of time for an answer.


Retaining customers is easier than attracting new ones. Work hard to build loyalty and trust among your customers and find ways to show your appreciation. Coupons and incentives are a great way in turning one time customers into repeat customers.


A good way to retain customers is by continually reaching out to them. Sending them small notes and gifts around the holidays lets them know you’re thinking of them and remembering them. This makes them feel special.


Events that allow you to market and network your site are ones that you should attend. You need to make customers think that you have a site worth visiting. Chat with them and you can achieve this. You should include the site URL and some nice photos of your medication product on the business cards you have. You should include them on leaflets as well. Utilize every opportunity to hand them out.


Customers prefer to buy medicine that suit them or that showcase their personality. So, highlighting those aspects of your medicine would create a ready market for your medicine. While putting up an advertisement Cheap Shawn Kelley Jersey , you should take care of this aspect also into account.


Sit down and figure out your marketing and selling strategies. What will set you apart from your competition? What methods of payment will you accept and what types of shipping will you offer? Check out similar onli. Wholesale Jerseys   Cheap Jerseys From China   Cheap Jerseys China   Cheap Jerseys Wholesale   Wholesale NFL Jerseys   Wholesale NFL Jerseys   Wholesale Baseball Jerseys   Cheap Nike NFL Jerseys   Wholesale NFL Jerseys   Wholesale NFL Jerseys

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